Join our dynamic team as an Auto Underwriter II (Jaguar Land Rover Financial Group) in our Auto Finance team.  

As an Underwriter II within our Credit Review Team, you will be responsible for reviewing credit policies and/or pricing exceptions, as well as assisting in the daily operations which include decisioning automobile applications submitted by our clients. Your role will involve structuring decisions to enhance relationships, with a focus on response time, the quantity of applications processed, and the quality of applications approved. You will strive to meet or exceed agreed-upon goals for return on equity, volume, conversion ratios, and other business metrics. Additionally, you will initiate sales calls via telephone and prepare written follow-up where appropriate. Providing prompt, accurate responses to all internal and external customer inquiries will also be a key part of your role.

Job responsibilities

Review and recommend credit decision to more senior underwriters based on amount requested and policy requirements.Review credit applications and render the appropriate credit decision within credit policy requirements and in compliance with all regulations. Review and approve automobile applications submitted by our clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved.Meet or exceed agreed upon goals for return on equity, volume, conversion ratios, and other business metrics.Initiate sales calls via telephone, and where appropriate, prepare written follow-up.Provide prompt, accurate responses to all internal and external customer inquiries.

Required qualifications, capabilities and skills

Minimum of three years Credit/Auto Finance experienceExperience reviewing credit bureau reports. Working knowledge of credit philosophy and policies, and loan documentationAbility to learn Bank's policies and procedures, as well as its products and services. Good analytical skills supported by excellent written and verbal communication skills.Ability to apply good judgement and learn credit policy and documentation

THIS IS A WORK FROM HOME ROLE COVERING WEST COAST HOURS