Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Associate on the Commerical and Investment Bank (CIB) Trade Credit Risk (TCR) team, you will evaluate new transactions, monitor the portfolio and develop risk policies. You will collaborate with the Global Trade & Working Capital (TWC) team to foster a strong risk culture and address risk issues. The team oversees credit control for trade finance initiatives that enhance clients' supply chain management and working capital efficiency. TCR's main responsibilities include approving trade finance transactions, managing credit exposure, and developing new trade products. The risk portfolio includes supply chain finance, structured trade solutions, export credit agency loans, trade loans, and letters of credit across North and Latin America.

Job Responsibilities 

Review new originations/renewals of Sales Finance (receivables financing) and Inventory Finance transactions for which TCR is the Credit Responsibility Unit (CRU) [concentrated in North America]Assist Global Trade and Working Capital first line of defense, Global Corporate banking and Coverage on requests to the Credit team for credit lines to support new business (for products booked outside the TCR CRU) and advise Credit on suitability of product for a given counterparty or suitability of the structure at transaction levelUndertake regular transaction and portfolio-level monitoring, developing dynamically as the portfolio grows and adds new product variationsInteract with Global Trade and Working Capital first line of defense teams to voice risk views and solutions to transactions in the pipeline Provide risk management decision on variations from standard documentation and/or product policy & guidelinesCollaborate closely with Trade Management, Trade Sales, Credit Risk and LegalPartner with key stakeholders to review new structures, policy exceptions and control solutionsParticipate in Regional Risk & Country CommitteesPartner with Trade Risk counterparts in other regions to share best practicesProvide training on trade products & associated risks to JPM internal partnersAttend industry events as needed

Required Qualifications, Capabilities and Skills

Minimum 3 years of experience in a related role (e.g. Credit Risk, Trade Risk) with strong credit skillsDemonstrated ability to operate in a time-sensitive environment while multi-taskingCurious intellectual & business acumen with desire to drive solutionsAbility to communicate effectively at all levels of the organisationGood interpersonal skills with aptitude to influence decision process Self-starter with track record in collaborative efforts with other constituents who may have different backgrounds, risk understanding, skill sets and prioritiesExperience interpreting and negotiating legal documentation 

 Preferred Qualifications, Capabilities and Skills

Experience in counterparty credit risk with an interest in TradeExperience in structured finance and/or asset-based lending transactions