Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.
As a Lead Credit Officer Vice President in within the Commercial and Investment Bank (CIB) Risk team, you will lead the credit origination and portfolio management of non-investment grade / leveraged companies covered by the Energy, Power and Renewables team, with an emphasis on project finance and infrastructure. You will lead the structuring, analysis and approval of new lending activities, facilitate regulatory monitoring, and perform on-going portfolio monitoring. In each capacity, you will work in partnership with Investment Banking Coverage, Global Corporate Banking, Debt Capital Markets and many other product partners to meet the needs of clients.
Job Responsibilities
Identify the key risk factors associated with clients, transactions and industry sub-sectors across an assigned portfolio and develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, industry and other factorsLead and/or participate in client due diligence by way of attending client, bank and other meetings to develop a better understanding of client companies, management teams and industry sectors, and using financial models to incorporate the impact of forward-looking risk assessment on key value drivers, ultimately developing and recommending appropriate credit structures relative to risk assessmentApply corporate finance and accounting expertise to develop appropriate financing structures, and prepare and review credit approval materials, ensuring all credit risk policies are followedReview and negotiate legal documentation to ensure terms are appropriate and consistent with credit approvalEnsure risk ratings are accurate and reflect a current forward-looking view of the client, while providing early identification and proactive management of deteriorating credits and other problem situationsStay current on all aspects of assigned clients, including industry trends, portfolio performance, compliance with covenants, current events, potential risks and opportunitiesAssist in training and developing analysts and work closely with analysts and our middle office and data teams to ensure accuracy of credit system dataRequired qualifications, skills and capabilities
Bachelor's degreeMinimum 7 years of commercial/investment banking lending experience including extensive credit, structuring and marketingExperience in infrastructure finance or related fields with familiarity with green technology and energy transition sectorsPossesses a solid understanding of financial products, corporate finance, financial modeling and market dynamicsAdvanced knowledge of financial statements and accountingExperience with documentation related to credit agreementsKnowledge/experience of derivative products and documentation (including ISDA and CSA)Preferred Qualifications, Skills and Capabilities
MBA Excellent communication skills, both verbal and writtenAbility to effectively present analysis and interact with key stakeholdersCapability to perform due diligence and negotiation with clientsAbility to perform well under pressure in a demanding environment managing multiple tasks