The Cards & Connected Commerce Finance team provides real-time insights to Cards & Connected Commerce leadership on Business Performance, Annual operating plans, Standard financial reporting, Bespoke analysis, Investment decisioning, Marketing analytics, Card P&A, Card Forecasting Modelling and Financial Analytics. The team is structured with dedicated CFO’s or CFO support teams, with each card product having its own on dedicated P&L and subsequent Balance sheet impacts. Team is adept translating business scenarios to actionable financial insights and is called upon to help on real time business decisioning on a variety of topics. 

Strategic analytical resource as part of this group helps senior executives understand, manage, forecast and plan the financial profitability of the business. The group is responsible for managing the monthly and quarterly forecast, CCAR Stress testing, earnings press release process, and annual budget/mid-year forecast reporting.  The group also manages and/or leads financial/strategic projects and key analysis to provide insight and decision support to the Cards leadership team, including analysis used in Investor Day presentations and Senior Leader Conferences. 

Role Description

Financial Planning & Analysis (FP&A) is primarily responsible for leading and coordinating the budgeting and forecasting process, including the short- and long-term projection of earnings and capital over varying economic scenarios. FP&A operates in close cooperation with firmwide groups in each line of business to prepare management reports and presentations for the Operating Committee and the Board of Directors.

Primary Responsibilities

Responsible for coordinating the budgeting and forecasting process for the businessDevelop, consolidate and present insightful and robust qualitative and quantitative financial analysis including annual budget, quarterly/monthly forecast variancesServe as a liaison between Firm-wide P&A, lines of business, Functional Finance teams and other support teams in order to provide impactful reporting, planning and insightful analysesProduce presentations, analysis and supporting materials for key internal clients including senior management; participate and support ad-hoc special projects and requests as neededConduct "deep dive" analyses on key issues impacting client to determine root cause and propose solutionsCollaborate with business partners across P&A, lines of business and the firm to ensure the timely, accurate and effective delivery of recurring and ad-hoc initiativesBuild and maintain strong relationships with key business stakeholders: firm-wide, Functional Finance and lines of business teams

Qualifications & Skillsets

Graduation in Finance, Economics, Accounting (CFA, CPA, MBA a plus). 6+ years of overall experience , at least 3 years of relevant FP&A experience, preferably in the financial services industrySelf-starter who is able to work in a fast paced, results driven environmentSound judgment, professional maturity and personal integrity, strong work ethic, proactive and results-oriented, and ability to manage multiple tasks simultaneously. Candidate must be comfortable with frequently changing priorities. Team oriented, inquisitive, critical thinker who anticipates questions from internal clients and senior managementAbility to comprehend and clearly communicate complex concepts and maintain composure in a fast-paced, dynamic environmentExcellent organizational, management, and both verbal and written communication skillsStrong quantitative, analytical, and problem solving skills. Ability to navigate multiple data sets and synthesize into cohesive presentation and recommendationsStrong technical and analytical skills, including Excel, PowerPoint, Essbase,